Whether it is small business or big business, Astra Bank’s commercial lenders understand your individual needs. We take the time to get to know you and your business. We believe that the more resources we can apply to understanding your company’s concern, the better prepared we are to offer creative financial solutions.
Throughout the years, the types of commercial customers and business loans serviced have become as diverse as our economy. Our current customer base includes wholesalers, retailers, manufacturers, service contractors, and agri-businesses. The commercial lending officers at Astra Bank do not stop at helping customers meet their commercial lending needs. The traditional role of corporate lending officers has been redefined from primarily developing a commercial lending portfolio to establishing a total financing and cash management relationship with customers. We believe helping you succeed ensures our success. Astra Bank wants to be your bank.
When you're ready to get started, please contact us or visit one of our convenient locations to find a term loan that is best for your business. Be sure to check out our handy financial calculators too!
Working Capital Financing
We offer financing for growing businesses and we also help those with short-term needs as well. Here are a few of the features we have to offer:
- Accounts Receivable - Have delays in your Accounts Receivables affected your cash flow? See us about a Single Payment Loan or a Line of Credit.
- Inventory - Are you considering purchasing more inventory, or expanding your product line? We can help.
- Specific Contracts - Working capital requirements for contract jobs can be taxing. Ask us about our project financing.
Are you considering purchasing, expanding, or improving your facilities or properties? We are here to help with your growing business needs.
- Machinery and equipment
- Rolling stock and vehicles
- Capital assets
Commercial Line of Credit Loans
A Commercial Line of Credit is designed specifically to provide you with the financial boost your business may need. Repayment is normally based on sales of inventory and your credit limit can be accessed throughout the term of the loan.
Commercial Real Estate Loans
We are here to help your business grow to your expectations and more. If you are acquiring commercial real estate, constructing a new facility, or expanding an existing facility, let Astra Bank assist you in your financing needs. Whether it is a $5,000 project or a $5,000,000 project, we can help.
Small Business Administration (SBA) Loans
For the smaller business just starting out, we can help. These are just a few of the government programs that Astra Bank participates in:
- 7(a) guaranty program
- 504 expansion loans
- Community Express