FACTS

WHAT DOES ASTRA BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number

• Account balances and Checking account information

• Credit scores and Credit history

• Credit Card information and other debt

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Astra Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Astra Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes—
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes—
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 785-527-2268 or go to astra.bank

Who is providing this notice?

Astra Bank

How does Astra Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Astra Bank collect my personal information?

We collect personal information, for example, when you

• apply for a loan or apply for financing

• apply for insurance or deposit money

• give us your contact information

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes - information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Companies related by common ownership or control, such as Astra Insurance, Astra Investment Services, and Astra Business Solutions. They can be financial and non-financial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• A formal agreement between non-affiliated financial companies, such as Haberfeld & Associates, that, together, market financial products or services to you.

State laws and individual companies may give you additional rights to limit sharing.